Your Trusted Finance Partners
Bookkeeping, regular reporting, cashflow forecasting and financial guidance — all in one partnership.
More than accountants. Partners in your success.
At P&L Business Partners, we work with growing businesses who’ve outgrown basic bookkeeping, but don’t need a full-time CFO.
We support owners who want clarity on their numbers, confidence in their decisions, and control as their business grows.
Clarity. Confidence. Control.
This is what having the right finance support actually looks like.
Understand what your numbers are really telling you.
We turn complex financial data into clear, easy-to-understand insights. Through regular reporting and reviews, you’ll know exactly how your business is performing.
Clear management reporting
Margin and performance insights
No jargon, no confusion
Make informed decisions without second-guessing.
With the right information, decisions become easier. We help you plan ahead with cashflow forecasting, budgeting and scenario planning.
Cashflow forecasting and budgeting
Forward planning and scenario modelling
Confidence in growth, pricing and investment decisions
Stay in control as your business grows.
As your finance partner, we work alongside you year-round — not just at tax time. Our proactive approach helps you stay ahead of issues, reduce surprises, and keep control over your financial position.
Ongoing, embedded finance support
Regular check-ins and guidance
Early visibility of risks and opportunities
We provide the full finance function, without the overhead of hiring in-house.
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Clarity. Confidence. Growth.
We make your numbers easy to understand and even easier to act on.
Embedded Finance Partner
Your dedicated finance team, with regular rhythms that keep your business accountable and in control.Strategic Projects
Scenario modelling, growth planning, system improvements, one-off financial clarity.Account Management
Bookkeeping, management accounting & BAS — done to a high standard, clearly, and stress-free. -
A Finance Team That Actually Feels Like Part of Your Team
Embedded Partnership — We don’t sit on the sidelines.
Simplicity First — Numbers made clear and actionable.
Proactive Rhythm — Regular check-ins, no surprises.
Cashflow + Margins at the Core — The heartbeat of every business.
Full Finance Function, One Partner — End-to-end support.
Growth Mindset — Helping you move forward with confidence.
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We Support SME’s with a focus on the following industries:
Retail & eCommerce – margins, stock, channels.
Construction & Trades – job costing, margins, forecasting.
Service-Based SMEs – clarity on costs, growth, and cashflow.
Not-For-Profit - management and regulatory reporting, budget and forecating.
Our Services
Embedded Finance Partner
Your dedicated finance team.
We embed ourselves into your business, providing regular financial reviews, reporting and insights that help you understand performance and make better decisions.
Includes:
Periodic financial reviews & reporting
Cashflow, budgeting & forecasting
Regular check-ins and guidance
Strategic Projects
Clarity for key decisions moments.
From one-off projects to longer-term planning, we step back with you to look at the bigger picture — helping you assess opportunities, improve systems and plan confidently.
Includes:
Business strategy & planning
Financial modelling & scenario analysis
Project-based financial support
Account Management
Strong foundations, handled properly.
We take care of the essentials — bookkeeping, management accounting and BAS — accurately and stress-free, so you always have reliable numbers to work from.
Includes:
Management accounting
Bookkeeping & BAS
Clean, up-to-date financials
Hi, We’re Paige & Lauren
We founded P&L in 2023 to support business owners so they don’t feel alone, overwhelmed, or uncertain about their finances.
Maybe you’ve reached a point in your business, where the numbers start to feel heavy. Sales might be increasing, but cashflow feels tight. Bookkeepers and accountants play an important role in business, but there’s often no one helping you truly understand what the numbers mean for your business — day to day, month to month, and into the future.
That’s where we come in.
We act as your dedicated finance team, bridging the gap between bookkeeping and a full-time CFO. We don’t just prepare reports — we translate them. We turn numbers into clear, practical insights so you can make confident decisions, spot risks early, and plan for sustainable growth.
We partner with SME businesses in the retail, construction and service based industries.
Book a free 15 minute introductory call, to see if we’re a fit.
Real People. Real Partnership.
We don’t just work on the numbers,
we work alongside our clients
Paige Howard
Founder & Co-Owner
Lauren Nikolovski
Founder & Co-Owner
Team P&L
What Our Clients Say
Lauren and Paige have been incredible in supporting the financial side of our growing business. Their insights and proactive approach have helped us improve profitability and gain clarity around forecasting and cashflow.
— Achtung Camper
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Paige and Lauren have been fantastic to work with from day one. They’re thorough, approachable, and have genuinely transformed our business. We’re incredibly grateful for their support and couldn’t recommend them highly enough.
— White Building & Design
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P&L Business Partners took the time to truly understand our business and delivered clear, easy-to-understand financial insights. Their expertise and ability to simplify complex information made a real difference to our future planning.
— Southern Highway Services
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Ready to feel more confident in your numbers?
If you’re looking for a finance partner who takes the time to understand your business and support your growth, we’d love to chat.
Book an Introductory Call, a no-pressure conversation to see if we’re the right fit.