At P&L Business Partners, we help business owners move from financial stress to financial clarity.

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We’re more than accountants. We’re your dedicated finance partners, working alongside you to help your business grow with confidence and control.

Understanding your numbers shouldn’t feel overwhelming, intimidating, or reserved for tax time. It should feel clear, supportive, and empowering — because when you understand your financial position, you make better decisions and build stronger businesses.

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THE P&L STORY

P&L Business Partners was founded to support business owners who feel stuck in the middle. You’re beyond the small‑business stage, but not yet at the point of requiring a full‑time CFO

At this stage, sales may be growing, but cashflow feels tight. And while bookkeepers and accountants play an important role, there’s often no one helping you truly understand what the numbers mean for your business, day to day, month to month, and into the future.

That’s where we become your finance partner.

We created P&L to bridge that gap. To provide growing businesses with the clarity, structure and financial guidance they need, without the overhead of hiring in-house.

The P&L Difference

What we do and who we work with.

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What we do

We act as your dedicated finance team, bridging the gap between bookkeeping and a full-time CFO.

This includes:

  • Management accounting and reporting

  • Cashflow forecasting and budgeting

  • Financial reviews and performance insights

  • Strategic guidance for growth decisions

  • Strong foundations through meticulous bookkeeping and BAS lodgement

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Who we work with

We partner with SMEs and NFPs who have outgrown basic bookkeeping and want more clarity and confidence in their financial decisions.

Our clients are typically:

  • $1M+ turnover businesses

  • Retail and eCommerce brands

  • Construction businesses

  • Service-based businesses

  • Not-For-Profit organisations

Our Approach

A finance partnership, not a transactional service. We work as an extension of your business, embedding ourselves as your finance team.

That means we don’t just prepare reports, we explain them. We don’t just look backwards, we help you plan ahead.

Our approach is:

Proactive
We meet with you regularly, identify issues early, and help you stay ahead of your numbers, not react to them.

Clear and practical
No jargon. No unnecessary complexity. We translate financial data into insights you can actually use.

Supportive and human
We understand the pressures of running a business. Our role is to support you, not overwhelm you.

Built for long-term growth
We focus on sustainable growth, strong foundations, and financial confidence, not short-term fixes.

Book a complimentary 15 minute introductory call to see if we are right for your business.

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Our Team

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Paige Howard

Founded with a vision to build something meaningful, Paige leads with big‑picture thinking and grounded, hands‑on experience that underpins everything we do.

Partner & Co-Owner
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Lauren Nikolovski

Approachable and outcome‑driven, Lauren is passionate about building strong partnerships and guides clients to the right financial solutions with care and confidence

Partner & Co-Owner
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Your Dedicated Finance Team

Team P&L

Down‑to‑earth and commercially minded, the P&L team combines expertise with genuine partnership to help businesses stay on top of their finances and grow with confidence.

MEET TEAM P&L
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Accreditations

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Ready to feel more confident in your numbers?

If you’re looking for a finance partner who takes the time to understand your business and support your growth, we’d love to chat.

Book an Introductory Call

A no-pressure conversation to see if we’re the right fit.

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